eCheck High-Risk Merchant Accounts

Have you ever wondered why your business is a high-risk business? The reason may change from business to business and depend on the industry you are in. Some common criteria that determine risk of your business are as follows-

Chargeback Rate- If your business or industry indulges in high chargeback rates and possible frauds, then you are probably a high-risk merchant. Find your business from the below mentioned high-risk business list.

Business License- The businesses that need licensing or a legal opinion also fall under high-risk category. Adult businesses, Pharmaceuticals are among many businesses that require a licensed to trade.

Marketing Methods- If your business offers trial and continuity products with future subscriptions then you might have to check your business under high-risk category.

High Transactional Value- High transaction values often invite frauds and therefore are under restricted category. Any business with high average transaction value is deemed as high-risk businesses.

Offshore Businesses- If you are not incorporated in the United States but have a niche audience and customers from the country, then you will be regarded as a high-risk merchant.